Business Loans


Small Business is the backbone of a community.

Whether you are getting a new business of the ground or have unforeseen expenses, let us help you find the perfect loan product to fit your needs.

Commercial Real Estate

  • Purchase, refinance, construction and property improvements.
  • Apartment buildings, Office Buildings, Hotels or Hospitality, Commercial Retail Properties and more!
  • Competitive rates
  • Quick, local decisions

Commercial Equipment

  • Financing for new and used machinery and equipment.
  • Competitive Rates
  • Quick, local decisions

Commercial Lines of Credit

  • Designed to help your business expand and grow as needed.
  • Competitive Rates
  • Quick, local decisions

No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, final credit approval. Approvals are subject to underwriting guidelines, interest rates, program guidelines and board of directors’ approval. All approvals are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Any loan may be subject to payment of points and fees by the applicant.

Our Address

First Community Bank
420 2nd Ave SW
Cullman, Al 35055

Lobby & Drive Thru

Monday - Friday
8:00am - 5:00pm
Drive Thru open until
5:30pm every Friday
Sat & Sun: Closed

Read the FAQ for more
about our current hours.

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