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Send Money In The Moment
Find Zelle in your First Community Bank of Cullman app
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Check one thing off your to do list
With Mobile Deposit, it's as easy as snap, click, deposit!
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Let Us Be Your Hometown Lender
We Offer: • Conventional • VA • FHA • USDA
Savings Made Simple
Change matters, so make every penny count and save while you spend!
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Hometown Heroes
A rewards account just for you!
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SecurLock gives you the power to protect your debit card.
Any time. Any place.
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Go Green and save paper with our paperless E-statments
Now Offering Business and Consumer Cards
We’re Always Here For You
Open An Account 
Apply Online! It's Quick, Easy & Secure
Open An Account
Life is busy! Save valuable time and get ahead of the game by beginning the account opening process online.
Apply For A Loan
Applying for a loan online is quick, easy, and secure. Start the process today, and let us be your hometown lender.
Savings & Investment
It’s never too late to begin saving! First Community Bank has a savings account for all ages. Don’t wait. Open a savings account today.
Testimonials
If you need a checking account or a new bank in general, you need to give First Community a try. We have been satisfied for years, and you can not beat the tellers. They are a step above the rest! Always helpful, always friendly, always caring! Try First Community Bank! It will always be my bank!
~ Martha Lawrence
In 2018, we decided to purchase a house in Cullman. Our real estate agent, Lisa Chambers, recommended Brandi Chaffin and First Community Bank. We chose to use First Community for financing and haven’t regretted it.
Because of our excellent service in purchasing a home, we also chose First Community Bank for our savings and checking accounts.
Over the last 40 years, we’ve processed six different home loans in which several were VA Loans. Brandi made the VA process the quickest and most efficient we’ve experienced. We highly recommend the services of First Community Bank to everyone.
~June and Joe Foster
From the day we started banking at First Community Bank until the present, my wife and I have been treated like family and greeted with courteous and professional service. No matter what the need, First Community Bank will take care of it. For more than 30 years, they have made us feel welcome every time we walk through their doors. First Community Bank really is our hometown bank.
– Cynthia and Ernie Geisen