Savings & Investment

Savings Account

Saving is about building your wealth, but at First Community Bank you don’t need a fortune to get started. Our savings account requires only $100 to open, and is free if you maintain a $100 minimum balance.

  • Earn competitive interest rates
  • Interest compounded monthly
  • Low minimum opening balance of $100
  • No monthly fee with $100 minimum balance


It’s never too early to start planning ahead for retirement. With an Individual Retirement Account from First Community Bank, you can take advantage of federal tax benefits and incentives to make sure your golden years are truly golden.

Start planning for your retirement today!

  • Great interest rates
  • Experienced advisors
  • Personal service

Click here to see our rates.

Certificates of Deposit

Lock in a fixed rate of return on your investment with a CD from First Community Bank. Higher yields mean there’s more there when the CD term expires, and FDIC insurance means it’s guaranteed to be there!

With a set maturity date, CDs are an excellent way to save for your long-term goals. Our CDs combine security and flexibility with higher returns on your money.

  • High interest rates mean high returns
  • Flexible terms to fit your needs
  • Experienced advisors to help you get the perfect plan
  • FDIC insured up to $250,000

Click here to see our rates!

Investment Money Market

Our money market account offers maximum performance for individual investors. Get high yield, low minimum balance and easy access all in one account.

Christmas Club

Make sure you have the funds you need for a wonderful Christmas season. With a $5.00 minimum opening balance, it’s easy to start preparing for that magical time of year.

  • Earn an APY of 0.20%*
  • Earn a competitive interest rate of 0.20%
  • $1,000.00 max deposit per month
  • $5.00 minimum balance to open
  • Statement mailed October 31st
  • Interest paid annually Oct. 31
  • Check mailed on or around Nov. 1 of each year
  • If you close the account you will not receive the interest

* Annual Percentage Yield

Kids Club Savings

It is never too early to teach the value of saving for the future. With a Kids Club Saving Account, it only takes $5.00 to get your youngsters started on the path to success.

  • Earn an APY of 0.20%*
  • Earn a competitive interest rate of 0.20%
  • Interest compounded monthly
  • Minimum balance to earn interest $1.00
  • Open a new Kids Club Savings account and we will match the first $5
  • Deposit $5 annually, and we will match that too!
  • Receive a special prize when you make your 10th deposit.

* Annual Percentage Yield

Hometown Heroes Savings

The Hometown Heroes Savings Account is available to all public-sector employees: federal, state, city and county employees, educators, firefighters, hospital employees, police officers, active duty service members, and veterans.

  • Earn competitive interest rates
  • Interest compounded monthly
  • Low minimum opening balance of $50
  • Minimum balance to earn interest $50
  • Free E-Statements

Hometown Hero Rewards Include:

  •  .25% Discount on Consumer Loans
  • No Origination fee on Consumer Loans
  • No Processing Fee on all In-House Mortgage Loans
  • Half Price Safe Deposit Box of Choice
  • .25% Higher Rate on CDs
  • 2 Free Boxes of Checks Annually

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