Personal Banking

Free Checking

Free is a word you hear a lot these days, but in this case, it really matters. There’s no monthly maintenance fee, no minimum balance requirement, and free online banking. Plus, your first order of checks is free!

  • $100.00 minimum balance to open
  • No monthly maintenance fee
  • No minimum balance
  • Free online banking
  • Free Visa Debit Card
  • First order of 40 Basic Blue checks is free
  • Duplicate checks required (unless enrolled in e-Statement program)
  • Free Bill Pay
  • Free Mobile Banking

Save Check Checking

Enjoy the flexibility of a checking account with the perks of a savings product. By earning interest on your account, you can start preparing for tomorrow’s opportunities right away. Save Check Checking will get you there.

  • $100.00 minimum balance to open
  • Earn monthly interest
  • Low monthly service fee of $7.50 if balance falls below $750.00 any day of statement cycle
  • No monthly service fee if daily balance is $750.00 or above
  • Free online banking
  • Free Visa Debit Card
  • First order of checks is free
  • Free Bill Pay
  • Free e-Statements
  • Free Mobile Banking

Econo Checking

Just like the name says, this account is all about spending less to get more. Get free online banking, a free Visa debit card, free bill pay, and free e-Statements. Plus, your first order of checks is on us!

  • $100.00 minimum balance to open
  • No minimum balance
  • Receive check images for low monthly maintenance fee of $1.99
  • Free online banking
  • Free Visa Debit Card
  • First order of checks is free
  • Free Bill Pay
  • Free e-Statements
  • Free Mobile Banking

Senior Rewards Checking

If you’re 50 years old or over, this FREE account is just for you. No monthly fees, no minimum balance, and free checks give you the financial freedom and flexibility you deserve.

  • $100.00 minimum balance to open
  • No monthly maintenance fee
  • No minimum balance
  • Free online banking
  • Free Visa Debit Card
  • Free Checks
  • Free Bill Pay
  • Free e-Statements
  • Free Mobile Banking

Senior Excel Checking

Our valued customers 50 years old or older earn interest regardless of their account balance with Senior Excel Checking. A low monthly fee, no minimum balance, and free checks make it easy to save for your next golden opportunity.

  • $100.00 minimum balance to open
  • Earn monthly interest
  • No minimum balance
  • Low $3.00 monthly maintenance fee
  • Free online banking
  • Free Visa Debit Card
  • Free checks
  • Free e-Statements
  • Free Mobile Banking

Hometown Heroes Checking

In appreciation for your service, a rewards account just for you!

Hometown Heroes Checking is available to all public sector employees: federal, state, city, and county employees, educators, firefighters, hospital employees, police officers, active duty service members, and veterans.

  • $50.00 Minimum Opening Deposit
  • .25% Discount on Consumer Loans
  • .25% Higher Rate on Savings
  • .25% Higher Rate on CDs
  • No Origination Fee on Consumer Loans
  • No Processing Fee on All In-House Mortgage Loans
  • Half Price Safe Deposit Box of Choice
  • 2 Free Boxes of Checks Annually
  • Free E-Statements

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