Loan Officers

Meet Our Team

First Community Bank of Cullman has local, experienced Loan Professionals available to provide personal, attentive service throughout the entire mortgage process. Contact us today. We want to be your Hometown Lender.

Stephen McRea, NMLS #1234235

Senior VP of Commercial Lending

With over twenty years of experience in the financial industry, Stephen brings a level of expertise in commercial real estate and commercial lending. Stephen has years of experience managing both retail and commercial lending operations. Call today and let Stephen be your Hometown Business Partner.

“I’m here for you. When you think of growing your business or buying your new home, the only two names you need to know are First Community Bank and Stephen McRea.” Stephen McRea

420 2nd Ave SW
Cullman, AL 35055
Phone: (W) (256) 737-8904 (C) (256) 339-8326
Fax: 256-737-8900
[email protected]

Brandi Trimble Chaffin, NMLS #416242

Senior VP of Mortgage Lending

With over ten years of experience in the mortgage/secondary market business, Brandi is extremely knowledgeable with a variety of mortgage loan products, including USDA, FHA, VA and Conventional loan programs. Brandi knows buying a home can be stressful, and she wants to walk with you through the entire process. Brandi is dedicated to finding you the right mortgage that fits your needs and provides you with competitive rates and terms. Call today and let Brandi be your Hometown Lender.

“Working with my customers and seeing them get the keys to their new home…that’s what I love about my job.” Brandi Chaffin

420 2nd Ave SW
Cullman, AL 35055
Phone: (W) (256) 737-8911 (C) (256) 339-8424
Fax: 256-737-8900
[email protected]

Misty Shannon, NMLS #770189

VP for Mortgage Lending

Misty is committed to providing excellent customer service and to helping customers navigate the often stressful mortgage loan process. With over 15 years of experience in the mortgage lending industry, Misty understands financial goals are unique to every customer, and she is dedicated to finding the mortgage that best fits your needs. Call today and let Misty be your Hometown Lender.

“I love developing lasting client relationships through helping my customers reach their financial goals.” Misty Shannon

420 2nd Ave SW
Cullman, AL 35055
Phone: (W) (256) 737-8913 (C) (256) 338-9070
Fax: 256-737-8900
[email protected]

Vicki Mann, NMLS #656625 

Loan Officer

Vicki has over 30 years experience having worked in all areas of the banking industry. Vicki currently focuses on consumer, mortgage, and commercial lending. Vicki is committed to providing excellent customer service and to helping all customers find the right financial solution to fit their needs.  Call today and let Vicki be your Hometown Lender.

“I believe excellent customer service is the most important product we can provide.” Vicki Mann

420 2nd Ave SW
Cullman, AL 35055
Phone: (W) (256) 737-8912 (C) (256) 221-3989
Fax: 256-737-8900
[email protected]

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