Loan Officers
Meet Our Team
First Community Bank of Cullman has local, experienced Loan Professionals available to provide personal, attentive service throughout the entire mortgage process. Contact us today. We want to be your Hometown Lender.
Ethan Ponder, NMLS #1744321
Consumer Lender
With years of experience in mortgage and secondary market lending, Ethan has a vast knowledge of mortgage loan products, including USDA, FHA, VA and Conventional loans. Understanding that buying a home can often be a stressful and complicated process, Ethan strives to keep his customer’s needs in mind and go above and beyond to ensure a great experience. Call Ethan today and let him be your Hometown Lender.
“I will go above and beyond to make sure you have a great home buying experience!” Ethan Ponder
420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 736-6374 (C) (256) 531-4438
Fax: 256-737-8900
[email protected]
Rachael Morton, NMLS #2167052
Consumer Lender
With many years in the banking industry, Rachael is an established professional ready to serve her community. Call Rachael for all of your lending needs.
“I have been in banking for 8 years. For the past 3 years, I have worked at First Community Bank. Since I began my career in banking, I have always been interested in the lending area. First Community gave me the change to follow my dreams! Now let me help make your dreams come true.” ~ Rachael Morton
420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 737-8909
Fax: 256-737-8900
[email protected]