Loan Officers

Meet Our Team

First Community Bank of Cullman has local, experienced Loan Professionals available to provide personal, attentive service throughout the entire mortgage process. Contact us today. We want to be your Hometown Lender.

a person wearing a suit and tie

Ethan Ponder, NMLS #1744321

Consumer Lender

With years of experience in mortgage and secondary market lending, Ethan has a vast knowledge of mortgage loan products, including USDA, FHA, VA and Conventional loans.  Understanding that buying a home can often be a stressful and complicated process, Ethan strives to keep his customer’s needs in mind and go above and beyond to ensure a great experience.  Call Ethan today and let him be your Hometown Lender.

“I will go above and beyond to make sure you have a great home buying experience!”  Ethan Ponder

420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 736-6374 (C) (256) 531-4438
Fax: 256-737-8900
[email protected]