Loan Officers

Meet Our Team

First Community Bank of Cullman has local, experienced Loan Professionals available to provide personal, attentive service throughout the entire mortgage process. Contact us today. We want to be your Hometown Lender.

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Stephen McRea, NMLS #1234235

Senior VP of Commercial Lending

With over twenty years of experience in the financial industry, Stephen brings a level of expertise in commercial real estate and commercial lending. Stephen has years of experience managing both retail and commercial lending operations. Call today and let Stephen be your Hometown Business Partner.

“I’m here for you. When you think of growing your business or buying your new home, the only two names you need to know are First Community Bank and Stephen McRea.” Stephen McRea

420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 737-8904 (C) (256) 339-8326
Fax: 256-737-8900
[email protected]

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Austin Barnett, NMLS #1852399

Consumer Lender

First Community is excited to announce Austin Barnett as Consumer Lender.  Austin is excited about his new career venture and looks forward to helping you purchase a vehicle, consolidate credit card debt, or even fund your home improvement project.  Stop by and let Austin be your new Hometown Lender!

“Whatever you need, I am here for you!” Austin Barnett

420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 737-8912 (C) (256) 590-4872
Fax: 256-737-8900
[email protected]

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Ethan Ponder, NMLS #1744321

Consumer Lender

With years of experience in mortgage and secondary market lending, Ethan has a vast knowledge of mortgage loan products, including USDA, FHA, VA and Conventional loans.  Understanding that buying a home can often be a stressful and complicated process, Ethan strives to keep his customer’s needs in mind and go above and beyond to ensure a great experience.  Call Ethan today and let him be your Hometown Lender.

“I will go above and beyond to make sure you have a great home buying experience!”  Ethan Ponder

420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 879526
Phone: (W) (256) 736-6374 (C) (256) 531-4438
Fax: 256-737-8900
[email protected]

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Diana Perez, NMLS #2000394

Consumer Lender

Diana has been working in mortgage lending for four years, with one year concentration in secondary market lending. Diana understands that buying a home can often be a stressful and complicated process and strives to keep  customer needs in mind. Diana will go above and beyond to ensure a great lending experience.  Call Diana today and let her be your Hometown Lender!

“I look forward to working with you throughout the process of buying a home or refinancing your existing home!  I will be there for you from start to finish!”  Diana Perez

420 2nd Ave SW
Cullman, AL 35055
First Community Bank NMLS# 2000394
Phone: (W) (256) 736-6321
Fax: 256-737-8900
[email protected]