Fax: 256-737-8900
Phone: 256-734-4863

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About Us

Stephen McRea


"I'm here for you. When you think of growing your business or buying your new home, the only two names you need to know are First Community Bank and Stephen McRea."

Sr. VP for Commercial Lending

With over twenty years of experience in the financial industry, Stephen brings a level of expertise in commercial real estate and commercial lending. Stephen has years of experience managing both retail and commercial lending operations. Call today and let Stephen be your Hometown Business Partner.

First Community Bank of Cullman is committed to helping our hometown businesses succeed.

We offer:

  • Machinery & Equipment Loans
  • Commercial Business Loans
  • Multi-Family Apartment Loans
  • Construction Loans
  • Automobile & Truck Loans

With local decision making and processing, and competitive rates and terms, we can timely and efficiently address your specific business needs. Call us today and let Stephen be your Hometown Business Partner.

Equal Housing LenderMember FDIC

First Community Bank

Member FDIC, Equal Housing Lender