About Us

About First Community Bank

Community is our middle name



Located in northern Alabama, First Community Bank has been a staple in the Cullman community since 1905. As the city of Cullman grew and prospered, the banking industry certainly has done the same.  We know you have many choices when it comes to your local banking needs. At First Community Bank, we continue to offer the personal banking touch for our customers. We offer same day decisions on loans, competitive rates, and a friendly voice when you call us on the phone. We understand life is busy, and we offer many services to help support you on the go. Our customers are the heart of this thriving community, and it is our promise to continue to offer the best customer service.

In 1905, we began as Improved Savings and Loan Association. At the time, Cullman boasted 1500 inhabitants, and no paved streets. As the city grew to a population of 15,000 in the 1970’s, we became First Federal Savings and Loan. In 2008, our main office moved to its current location. Since 2011, we have been known as First Community Bank of Cullman. We continue to be a banking institution for people from childhood throughout all stages of their lives.

As the community grows, know that our promise is to serve Cullman and offer small bank personality, with big bank functionality. We pride ourselves in our ability to offer up -to-date banking technology, to make life easier, and your bank accessible on your timeframe. Our customer’s needs are our top priority. Whether you are building your dream home, saving for a college fund, or even planning for retirement, we are committed to help serve our community. After all, community is our middle name!

First Community Bank is a wholly owned subsidiary of Southern Community Bancshares, Inc.

About First Community Bank
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Personal Banking

We have personal banking options to meet all your needs.

Mortgage Banking

Together, we can make your dream come true! Let us be your Home Lender.

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Mobile Banking

Convenient personal banking from your phone or computer.

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Make a Payment Online

Make a payment online when it is convenient for you.

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